Bullet Journal Ideas for Budgeting

Who said budgeting isn’t fun? Aside from knowing you’re taking care of your finances properly, the process of budgeting can be entertaining and even a stress-reliever!

Bullet journals have always been a creative way for people to let their ideas flow from brain to paper. So here are some bullet journal tips you can try and use when you’re dealing with your finances!

Bullet Journal

1. Draw a Calendar That Clearly Shows Your Due Dates

Bills have always been a headache. But they can be double trouble when you forget to pay them on time.

When creating your bullet journal masterpiece, make sure to craft the due dates in a way that will call attention and alert you once you see them. Make them bold, make them red – do whatever you want with the design, as long as it clearly shows the date and the necessary information on the account that’s due.

2. Add Inspirational Quotes

Words have the power to give us hope and make us see things from a different perspective. So feel free to incorporate your favorite quotes when designing your journal. Choose the ones that resonate with you the most and those giving you that extra push you need to get through another period of income and expenses.

3. Ball Pen for Fixed Expenses – Pencil for the Variable Ones

Aside from helping your journal stay aesthetically pleasing and clean, pencils will assist you in forecasting the expenses. On the other hand, using a ball pen for fixed expenses will help you restrain yourself from going over what you’ve written down. With this simple trick, you can avoid extra expenses.

When it comes to variable expenses like emergencies, you can also add sources that you can turn to whenever you find yourself short of money. This list can include your local bank, your credit card, or online loans such as those from www.paydaydepot.com. You can have more information about these sources at the back of your journal for references.

4. Remove Expenses That Seem Unnecessary

Once you’ve settled what’s necessary and what’s not in your current expenses, do not include those you’ve decided to cut off the list. This will help you remind yourself that you have no space for those unnecessary spendings and make yourself feel accountable.

5. Include Questions to Track Your Progress

To measure how well you follow your budget, you can ask yourself questions like: “Did I spend more than planned? How much? Why?” or “What will I do to make up for this overspending?”

Cater your questions based on how you know you’ll react. This will help you reflect on how you did with your budget and make the necessary adjustments for the next period.

6. Make Space for Things You’re Thankful for

A gratitude section in your journal will help whenever you feel stressed about your finances. As not all blessings are in the form of money, you can shift your attention to what you should be thankful for when your current financial situation is not that good, such as your health and safety.

Start Your Budget-Friendly Bullet Journal Now!

Managing your finances goes beyond the pretty lines and numbers that you have in your journal. Make sure you don’t get sidetracked, and remember why you’re creating a budget in the first place. List your goals and start saving up for them now!

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