Milestone Credit Card Payment and Login: A Comprehensive Guide

The Milestone Credit Card, issued by Genesis Bankcard Services, is a popular choice for those looking to build or rebuild their credit. This article will guide you through the essential steps for Milestone credit card payment and login, helping you manage your account efficiently and effectively. By following these simple instructions, you’ll be well on your way to staying on top of your finances and improving your credit score.

Setting Up Your Milestone Credit Card Account

Register for Online Access

To start managing your Milestone credit card online, you’ll first need to register for online access. Follow these steps to create your account:

  • Visit the Milestone Account Center (
  • Click on the “Register” button
  • Enter your account number, date of birth, and Social Security number
  • Create a unique username and password
  • Set up security questions and answers for added account protection
  • Complete the registration process by clicking “Submit”

Download the Mobile App

Milestone Credit Card

For on-the-go account management, consider downloading the Milestone Mobile App. Available for both Android and iOS devices, the app allows you to monitor your account, make payments, and receive notifications anytime, anywhere. Simply search for “Milestone Mobile” in your device’s app store and follow the download instructions.

Milestone Credit Card Login

Accessing Your Account Online

Once you’ve registered for online access, logging in to your Milestone credit card account is a breeze. Here’s how to do it:

  • Visit the Milestone Account Center (
  • Enter your username and password in the designated fields
  • Click on the “Login” button

If you ever forget your username or password, don’t worry. Simply click on the “Forgot Username/Password” link, provide the required information, and follow the prompts to reset your credentials.

Logging In via the Mobile App

For those using the Milestone Mobile App, logging in is just as simple. Open the app on your device, enter your username and password, and tap “Login.” Make sure to enable biometric authentication, like fingerprint or face recognition, for added security and convenience.

Milestone Credit Card Payment Options

Online Payments

To make a Milestone credit card payment online, follow these steps:

  • Log in to your account at the Milestone Account Center or through the mobile app
  • Click on “Make a Payment” or “Pay Now”
  • Enter the payment amount and your bank account information
  • Choose a payment date and click “Submit” to complete the transaction

Keep in mind that online payments may take up to two business days to process. To avoid late fees, make sure to submit your payment before the due date.

Over-the-Phone Payments

For those who prefer making payments over the phone, simply call the Milestone credit card payment phone number at 1-888-260-4532. You’ll need your credit card number and bank account information handy to complete the transaction. Note that there may be a fee for using this service.

Mail-In Payments

To send your Milestone credit card payment by mail, write a check or obtain a money order payable to “Genesis FS Card Services.” Be sure to include your account number on the check or money order. Mail your payment to the following address:

Genesis FS Card Services
PO Box 84059
Columbus, GA 31908-4059

Remember to allow sufficient time for mail delivery and processing to avoid late fees.

Setting Up Automatic Payments

Enrolling in AutoPay

If you’d like to ensure timely payments without the hassle of manual submissions, consider enrolling in Milestone’s AutoPay feature. This service automatically deducts your minimum payment or a specified amount from your linked bank account each month. Follow these steps to set up AutoPay:

  • Log in to your account at the Milestone Account Center or through the mobile app
  • Click on “Payments” and then “Enroll in AutoPay”
  • Provide your bank account information and select your payment preferences
  • Review the AutoPay enrollment details and click “Submit” to finalize the process

Remember that AutoPay takes effect on your next billing cycle, so ensure you make any manual payments due before then.

Modifying or Cancelling AutoPay

You can modify or cancel your AutoPay enrollment at any time by logging in to your Milestone account and navigating to the “Payments” section. Changes to your AutoPay settings must be made at least three business days before your scheduled payment date to avoid unwanted transactions.

Monitoring Your Milestone Credit Card Account

Tracking Your Account Activity

Regularly reviewing your Milestone credit card transactions can help you manage your finances and identify any unauthorized charges. To view your account activity, simply login to your account and click on “Transactions” or “Recent Activity.” You can also set up account alerts to receive notifications of new transactions via email or text message.

Understanding Your Credit Card Statement

Your Milestone credit card statement provides a monthly overview of your account activity, including transactions, fees, and interest charges. Familiarize yourself with the various components of your statement, such as your account summary, payment information, and transactions list, to stay informed about your financial situation.

Tips for Improving Your Credit Score with Milestone

Paying Your Bill on Time

Your payment history is one of the most critical factors in determining your credit score. To improve your credit, make sure to pay your Milestone credit card bill on time every month. Consider setting up AutoPay or calendar reminders to help you stay on track.

Maintaining a Low Credit Utilization Ratio

Credit utilization, or the percentage of available credit you’re using, also significantly impacts your credit score. Aim to keep your credit utilization ratio below 30% by paying off your balance or requesting a credit limit increase.

Monitoring Your Credit Report

Regularly monitoring your credit report allows you to track your progress and identify any errors that could negatively impact your credit score. You’re entitled to a free annual credit report from each of the three major credit bureaus – Equifax, Experian, and TransUnion. Request your reports at


Managing your Milestone credit card account and making timely payments is crucial for building or rebuilding your credit. By following this comprehensive guide on Milestone credit card payment and login, you’ll be well-equipped to navigate your account with ease and work towards a healthier financial future.

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